Money Jedi: Learning that Luxury is Normal

I got this book larnin' thing down. Image by JuditK at Flickr Commons.

I got this book larnin’ thing down. Image by JuditK at Flickr Commons.

One thing the Money Jedi I’m learning from right now all seem to agree on, is that in order to experience wealth daily, we have to experience wealth daily.

Let me back up. It’s not as annoyingly circuitous as that.

Some of the gurus I’m talking about include T. Harv Eker (Secrets of the Millionaire Mind), Napoleon Hill (Think and Grow Rich), and Deepak Chopra (Creating Affluence). At some point in each of their books, they mention that if we’re going to live lives that are naturally abundant, we have to train our minds to believe that abundance is natural.

We have to believe wealth and luxury is a common thing, and experience it as such. We have to know that luxury is natural for us. It comes easily, and it comes often. We have to understand that we’re just like rich people.

But if all our experience up to this point has been that money comes hard and slow, that we have to work hard for a dollar, and that abundant windfalls or influxes of cash don’t go that far, how can we believe that wealth is natural? All our experience is pointing at other evidence.

And as human beings, we have a really hard time believing in things our experience doesn’t prove true.

As always in the Money Jedi series, we come back to the power of the subconscious mind. That’s where all our beliefs live. The subconscious mind takes our experiences, memories, fears and lots of other mental stuff, and stores it all in a cerebral-cellular database. It processes all this information like an amaza-creative super computer, and it says, “Okay, so based on all these experiences, what do we know of reality, and how can we keep ourselves safe and comfortable in that reality? How do we handle all this?

Our subconscious minds generally form our versions of reality when we’re children.

Later on, whenever we encounter something that seems fantastic, like winning the lottery, our conscious mind may be excited. But our subconscious mind says, “Unbelievable! We don’t have this much money. We never have, and we never will. This kind of stuff just doesn’t happen. It’s not real.

That’s one reason the majority of lottery winners lose all their winnings within seven years. (There’s also a lack of money management skills in play.)

Anything that doesn’t fit the program for reality, is rejected by the subconscious mind. It is always guiding us toward experiences that fit its program, and away from experiences that challenge what it thinks is real. It’s keeping us in our comfort zone.

I don’t think I need to point out how much it sucks if our subconscious mind, which is always the boss of us, believes poverty is just the way it is.

Part of learning to have a lot of money, includes teaching your subconscious mind that having a lot of money is normal.

It sounds really hard, but only at first.

Here are a few exercises I’ve learned from the Money Jedi who have gone before me. I’ve found them very helpful in retraining myself to have money.

  • Start a few bank accounts. One called “Financial Freedom,” and the other called “Play.” Every time you get a paycheck, put the same amount of money in both accounts. You never touch the Financial Freedom account. It grows and grows until you’re ready to invest in something. But the Play account has to be emptied every month. Every month, you have to take all that money, and do something for yourself with it. Get a massage or a new pair of shoes. This exercise is from T. Harv Eker. I love this one, because it teaches me to save money, and enjoy spending it at the same time. It allows me to have that uplifted, fun feeling that comes with having money to spend on myself, without feeling guilty about it. That was a very new feeling for me when I started doing this.
  • Put yourself on a daily budget. It should be a little tight, but not tight enough to really make you uncomfortable. Let’s say it’s $25 a day. At the beginning of every week, take out $175 in cash. That’s your spending money (and yes, this budget includes necessities, like food and toiletries). You don’t have to spend the full $25 every day, but try not to spend more. Any money left over at the end of the day transfers to the next day’s budget, or it gets saved up for the end of the week. Anything left over at the end of the week gets spent on yourself. (I came up with this exercise myself.)
  • Go to the ritziest bar in town. The fanciest one you can think of. Order a drink and just sit there at the bar, people watching. Most of these people probably come to bars like this more often than you. Pay attention, and notice how similar they are to you. It’s important to go to a place where you’re actually paying for something and being part of the scene, as opposed to, say, sitting in a swanky hotel lobby watching the rich people pass by with their luggage. In that scene, you’re set apart. You’re not partaking of the lifestyle. But at the bar, you’re a patron. You’re having a drink at the same place as these rich people. And it’s normal for them, and they’re just like you. (Another Eker-cise.)
  • “I’m gonna let you in on a little secret. Every day, once a day, give yourself a present.” Dale Cooper from Twin Peaks was full of wisdom like this. I, however, prefer to plan my “presents” as opposed to surprising myself. When I surprise myself, I feel like I’ve frittered away my money. (And yes, I pay for my “presents” out of my daily budget.)
  • Find a good book about creating affluence (like Creating Affluence by Deepak Chopra) and read a little of it every day. When you finish reading, start over and read it again. Or just find another book about wealth and read that one. The point is to keep feeding your mind this knowledge about money, and how natural and normal wealth is. The more you hold something in your awareness, the more you begin to notice it in your daily life. The more you notice it in your daily life, the more your subconscious mind begins to think, “Hey, this happens kinda frequently. Maybe it’s normal.”

It’s not magic.

Well, I guess it kind of is.


L. Marrick is a historical fantasy writer and freelance copywriter. She waxes poetic about swords and the Renaissance Faire at her author blog. She looks all professional-like at her copywriting site. She eats too much chocolate and still doesn’t believe downward dog is supposed to be a restful yoga pose. You can connect with her at either of her websites, and follow her on Twitter @LMarrick.

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